Terms of Use

1. Acceptance of Terms

By accessing, browsing, or using the StockWire X website, mobile applications, Research Bot, or any related services (collectively, the “Platform”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (“Terms”) and our Privacy Policy. If you do not agree to these Terms, you must not use our Platform.

These Terms constitute a legally binding agreement between you and StockWire X Pty Ltd (“StockWire X,” “Company,” “we,” “us,” or “our”), a subsidiary of AiGentic Group, and govern your use of our AI-driven financial intelligence platform specializing in Australia’s non-resource ASX sectors.

2. About StockWire X

StockWire X is Australia’s leading AI-native financial publication focused exclusively on non-resource ASX sectors including technology, biotechnology, healthcare, finance, and industrials. Operating under StockWire X, we are part of the AiGentic Group ecosystem and utilize cutting-edge AI technology licensed from AiGentic Labs Pty Ltd.

Our Core Services Include:

• Real-time ASX announcement analysis delivered within seconds of market release
• AI-generated investment insights
• Corporate promotional services for ASX-listed companies
• Educational resources
• Multi-platform content distribution across web, mobile, and social channels

Our Mission

To level the playing field for investors by transforming complex ASX announcements into clear, insightful, and accessible analysis, empowering every reader to make smarter, more confident investment decisions.

3. Eligibility and Account Requirements

Age and Capacity Requirements

You must be at least 18 years old and have legal capacity to enter into binding agreements to use our Platform. If you are accessing our Platform on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these Terms.

Geographic Availability

Our Platform is designed primarily for international users. You are responsible for ensuring your use complies with applicable laws in your jurisdiction, including:

• Securities regulations in your country
• Data protection and privacy laws
• Financial services licensing requirements
• Tax obligations related to investment activities

Account Registration

To access premium features or corporate services, you must create an account providing accurate, current, and complete information including:

For Corporate Clients (ASX Companies):

• Company details and ASX listing information
• Authorized representative information
• Billing and payment details
• Service tier selection

Account Responsibilities:

• Maintaining confidentiality of login credentials
• Promptly updating account information
• Notifying us of unauthorized access
• Compliance with platform usage guidelines

4. Subscription Services and Pricing

Service Tiers

Free Tier:

• Basic market analysis and educational content

Corporate Services (B2B SaaS Model):

• Promotional Article Generation: Transform ASX announcements into investor-focused content
• Distribution Services: Multi-platform content distribution
• Priority Support: Dedicated account management
• Custom Solutions: Tailored packages for enterprise clients

Pricing and Billing

• Payment processing: Secure transactions via Stripe payment gateway
• Membership management: Powered by MemberPress platform
• Currency: Primarily AUD with international payment options
• Taxes: GST and applicable taxes applied based on location

Free Trials and Promotions

We may offer free trials, promotional pricing, or special packages at our discretion. Trial periods automatically convert to paid subscriptions unless cancelled before expiration. Promotional terms are subject to specific conditions and time limitations.

5. Intellectual Property Rights

Our Proprietary Content

All content, algorithms, AI systems, analysis methods, and technology on our Platform are protected by intellectual property laws and owned by StockWire X, AiGentic Group, or our licensors, including:

AI Technology and Algorithms:

• Proprietary article generation workflows licensed from AiGentic Labs Pty Ltd
• ASX announcement analysis algorithms
• Multi-LLM content generation processes

Content and Analysis:

• AI-generated market analysis and insights
• Educational materials and investor resources
• Proprietary scoring and rating methodologies
• User interface designs and workflows
• Brand elements including “StockWire X” trademark

Data Aggregation and Presentation:

• Unique market data interpretation and visualization
• Company analysis frameworks
• Investment research methodologies
• SEO-optimized content structures

Licensed Content from AiGentic Labs

Our Platform operates under technology licensing agreements with AiGentic Labs Pty Ltd, including:

• AI article generation workflows
• Natural language processing systems
• Machine learning algorithms for market analysis
• Real-time data processing technologies

Limited User License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Platform for personal investment research or authorized business purposes, subject to these Terms. This license does not include rights to:

• Copy, modify, or redistribute our AI-generated content
• Reverse engineer our algorithms or systems
• Create derivative works based on our analysis
• Use our content for competing commercial purposes

User-Generated Content

By submitting content to our Platform (comments, reviews, forum posts), you grant us a worldwide, royalty-free, perpetual license to use, modify, display, and distribute such content in connection with our services.

6. Investment and Financial Disclaimers

Educational and Informational Purpose

Critical Disclaimer: All information provided on the StockWire X Platform is for educational and informational purposes only and should NOT be construed as:

• Personal investment advice or recommendations
• Offers to buy or sell securities
• Financial planning or wealth management services
• Guaranteed investment outcomes or predictions

No Investment Advisory Services

StockWire X is NOT:

• A licensed investment advisor or financial planner
• A securities dealer or broker
• A fund manager or investment manager
• Providing personalized financial advice

Investment Risk Acknowledgment

All investments carry risk of loss. You acknowledge and understand that:

• Past performance does not guarantee future results
• ASX securities can be volatile and speculative
• Small-cap and emerging companies carry additional risks
• Market conditions can change rapidly
• You may lose some or all of your invested capital

Seek professional advice: Always consult with qualified, licensed financial advisors before making investment decisions. Our content should supplement, not replace, professional financial advice tailored to your specific circumstances.

ASX and Market Data Accuracy

While we strive for accuracy in our AI-driven analysis, we cannot guarantee:

• Complete accuracy of all market data
• Uninterrupted real-time data feeds
• Elimination of technical errors or delays
• Data availability during extreme market conditions
• Perfect interpretation of complex announcements

Third-Party Data Sources

We aggregate and analyze data from multiple sources including ASX announcements, financial databases, and news services. We are not responsible for the accuracy or completeness of third-party data, though we endeavor to work with reputable providers.

7. User Conduct and Platform Usage Rules

Acceptable Use Policy

You agree to use our Platform responsibly and in accordance with all applicable laws. Acceptable use includes:

• Personal investment research and education
• Authorized business use for ASX-listed companies
• Engaging respectfully in community features
• Providing accurate information in your account

Prohibited Activities

You may NOT:

Technical Misuse:

• Use automated systems, bots, or scrapers to access our content without explicit permission
• Attempt to reverse engineer our AI algorithms or proprietary systems
• Interfere with Platform functionality or security measures
• Bypass access controls or subscription restrictions

Content Misuse:

• Redistribute our content without authorization
• Create competing services using our analysis or methodologies
• Copy substantial portions of our content for commercial purposes
• Remove attribution or copyright notices from our content

Market Manipulation:

• Use our Platform for illegal trading activities
• Attempt to manipulate ASX security prices
• Spread false or misleading information about listed companies
• Engage in insider trading or market abuse

Community Violations:

• Harass other users or post inappropriate content
• Share misleading investment advice or “hot tips”
• Spam or engage in excessive promotional activities
• Violate others’ privacy or intellectual property rights

API and Data Access

If you access our API or data feeds, additional restrictions apply:

• Rate limiting: Respect usage quotas and technical limitations
• Attribution requirements: Proper crediting for data usage
• No redistribution: Restriction on sharing raw data with third parties
• Commercial licensing: Separate agreements required for commercial use

Corporate Client Obligations

ASX-listed companies using our promotional services must:

• Provide accurate and complete information
• Comply with ASX disclosure requirements
• Respect our editorial independence
• Honor payment obligations promptly

8. Privacy and Data Protection

Data Collection and Use

We collect and process personal information as detailed in our Privacy Policy, including:

• Account registration and subscription information
• Platform usage data and analytics
• Communication preferences and interactions
• Payment information (processed securely by Stripe)

Australian Privacy Compliance

We comply with the Privacy Act 1988 (Cth) and Australian Privacy Principles (APPs), providing:

• Transparent data collection practices
• Secure data handling and storage
• Rights to access and correct personal information
• Appropriate consent for data use and sharing

AiGentic Group Data Sharing

Your information may be shared within the AiGentic Group and any future subsidiaries) for:

• Operational efficiency and service delivery
• Group-wide analytics and insights
• Technology development and improvement
• Marketing and customer service coordination
• Cross-platform user communications: Email marketing, newsletters, and promotional content across all group brands
• Centralized customer management: Unified user profiles and preferences across group services
• Business intelligence: Shared analytics for strategic decision-making and product development

International Data Transfers

Some of our service providers operate internationally. We ensure appropriate safeguards through standard contractual clauses and adequacy decisions where applicable.

9. Corporate Services and B2B Relationships

Promotional Services for ASX Companies

We provide comprehensive promotional services for ASX-listed companies in our target sectors:

Service Scope:

• AI-generated article creation from ASX announcements
• Multi-platform content distribution
• Social media integration and posting
• SEO optimization for company visibility
• Analytics and engagement reporting

Editorial Independence:

• Our AI systems operate independently of client influence
• Articles maintain objective, fact-focused tone
• Companies cannot control content or analysis
• We reserve the right to decline services that compromise our integrity

SaaS Model and Billing

• Subscription-based pricing with transparent fee structures
• Automated billing through Stripe integration
• Service level agreements with uptime and delivery commitments
• Flexible packages based on requirements

Client Responsibilities

Corporate clients must:

• Provide timely and accurate information
• Comply with ASX listing rules and disclosure obligations
• Respect our publishing schedules and processes
• Maintain current payment information and honor invoices

10. Limitation of Liability and Disclaimers

Service Availability Disclaimers

• Merchantability or fitness for a particular purpose
• Uninterrupted or error-free operation
• Accuracy or completeness of content
• Security or virus-free operation.

Investment Loss Disclaimer

• Any investment decisions made based on our content
• Market losses or missed opportunities
• Reliance on AI-generated analysis or predictions
• Technical failures affecting real-time data delivery

Limitation of Damages

• The amount you paid us in the 12 months preceding any claim
• $1,000 AUD for free service users
• Direct damages only (no indirect, consequential, or punitive damages)

Technology and AI Limitations

We are not liable for:

• AI algorithm errors or misinterpretations
• Technical failures in automated systems
• Third-party data provider outages or errors
• Mobile app compatibility issues
• Integration failures with external platforms

11. Indemnification

You agree to indemnify, defend, and hold harmless StockWire X, AiGentic Group, and their officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from:

• Your use of the Platform or violation of these Terms
• Your investment decisions based on Platform content
• Content you submit or share through the Platform
• Your infringement of third-party rights
• Misrepresentation in account registration or corporate services

12. Termination and Account Suspension

Termination by You

You may terminate your account at any time by:

• Using account settings to cancel subscriptions
• Contacting our customer support team
• Following the cancellation procedures in your account dashboard
• For corporate clients: providing written notice per service agreement

Termination by Us

We may terminate or suspend your access immediately for:

• Material violation of these Terms
• Suspected fraudulent activity or payment issues
• Misuse of our AI technology or content
• Violation of ASX regulations or securities laws
• Extended periods of account inactivity
• Business reasons with appropriate notice

Effect of Termination

Upon termination:

• Access to premium features ceases immediately
• Account data may be deleted per our retention policy
• Outstanding payment obligations remain due
• Corporate clients lose access to promotional services
• Certain provisions of these Terms survive termination

Data Retention Post-Termination

Following account termination, we may retain:

• Basic account information for legal compliance
• Analytics data in aggregated, anonymized form
• Transaction records for financial reporting
• Content submissions that have been integrated into our Platform

13. Intellectual Property and Copyright

Trademark Protection

“StockWire X” and related marks are trademarks of the AiGentic Group. Unauthorized use of our trademarks is prohibited and may result in legal action.

Copyright Compliance

We respect intellectual property rights and expect users to do the same. If you believe our Platform contains infringing content, please contact us with:

• Specific identification of copyrighted work
• Location of allegedly infringing content
• Your contact information and authority to act
• Good faith statement of unauthorized use

DMCA Safe Harbor

We comply with the Digital Millennium Copyright Act and will respond to valid takedown notices. Repeat infringers may have their accounts terminated.

14. Platform Modifications and Updates

Service Changes

We reserve the right to modify, enhance, or discontinue Platform features at any time, including:

• AI algorithm improvements and updates
• New content delivery methods
• Additional subscription tiers or services
• Integration with new ASX data sources
• Mobile app feature additions or changes

Terms Updates

We may modify these Terms to reflect:

• Changes in Australian or international law
• New Platform features or services
• Enhanced security or privacy measures
• Regulatory compliance requirements

Notification of Changes

Material changes will be communicated through one of the following methods:

• Email notifications to registered users
• Platform notifications and banners
• Updated effective dates on this page
• Direct communication for corporate clients

15. Regulatory Compliance and Market Integrity

Australian Securities Law Compliance

Our operations are designed to comply with:

• Australian Securities and Investments Commission (ASIC) regulations
• Corporations Act 2001 requirements
• ASX Listing Rules and market integrity obligations
• Competition and Consumer Act 2010 provisions

Financial Services Obligations

While we do not provide financial services requiring an Australian Financial Services Licence (AFSL), we maintain practices consistent with:

• General advice disclosure requirements
• Market integrity standards
• Consumer protection principles
• Anti-money laundering considerations

International Compliance

For international users and operations, we consider:

• Securities regulations in relevant jurisdictions
• Cross-border data transfer requirements
• Export control limitations
• Tax treaty obligations

16. Dispute Resolution and Governing Law

Governing Law and Jurisdiction

These Terms are governed by the laws of New South Wales, Australia, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts of New South Wales for any disputes arising from these Terms or your use of the Platform.

Dispute Resolution Process

Before initiating formal legal proceedings, we encourage:

1. Direct Communication: Contact our support team to resolve issues
2. Good Faith Negotiations: Attempt to resolve disputes amicably
3. Mediation: Consider alternative dispute resolution methods
4. Legal Proceedings: Court action as a last resort

Class Action Waiver

Where permitted by law, you agree to resolve disputes individually and waive rights to participate in class action lawsuits or representative proceedings.

17. Technical Requirements and System Compatibility

Platform Requirements

To use StockWire X effectively, you need:

• Modern web browser with JavaScript enabled (Chrome, Firefox, Safari, Edge)
• Stable internet connection for real-time content delivery
• Updated mobile OS for mobile app functionality (iOS 12+, Android 8+)
• Compatible devices supporting our responsive design

Customer Support Services

We provide comprehensive support through:

Support Channels:

• Email support: info@stockwirex.com
• Live chat during Australian business hours
• Comprehensive help documentation and FAQs

Response Time Commitments:

• General inquiries: Within 24 hours
• Technical issues: Within 4 business hours
• Corporate client support: Within 2 business hours
• Critical system issues: Immediate escalation

Premium Support (Paid Subscribers):

• Priority queue for all inquiries
• Direct access to technical specialists
• Account management for corporate clients
• Custom training and onboarding assistance

18. Anti-Money Laundering and Financial Crime Prevention

AML Compliance

We maintain compliance programs for:

• Customer identification and verification
• Suspicious transaction monitoring
• Record keeping and reporting obligations
• Staff training and awareness programs

Prohibited Activities

You may not use our Platform for:

• Money laundering or terrorist financing
• Fraud or other financial crimes
• Market manipulation or insider trading
• Violation of economic sanctions or trade restrictions

19. Accessibility and Inclusion

Accessibility Commitment

We strive to make our Platform accessible to users with disabilities by:

• Following Web Content Accessibility Guidelines (WCAG)
• Providing alternative text for images and graphics
• Ensuring keyboard navigation functionality
• Maintaining sufficient color contrast ratios

Content Accessibility

Our commitment to comprehension level explanations supports:

• Broader investor education and inclusion
• Non-native English speakers
• Users with varying educational backgrounds
• Clear communication of complex financial concepts

20. Environmental and Social Responsibility

Sustainable Technology Practices

As part of the AiGentic Group, we are committed to:

• Energy-efficient AI processing and data storage
• Minimal environmental impact from our operations
• Supporting Australian technology innovation
• Responsible corporate partnerships

Market Education and Literacy

We contribute to investor education through:

• Clear, accessible financial content
• Educational resources and tutorials
• Transparent explanation of investment risks
• Promotion of informed decision-making

21. Miscellaneous Provisions

Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and any additional service-specific terms, constitute the entire agreement between you and StockWire X regarding your use of the Platform.

Severability

If any provision of these Terms is found to be unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect, and the unenforceable provision will be modified to the minimum extent necessary to make it enforceable.

Assignment and Transfer

We may assign these Terms or any rights hereunder to any entity within the AiGentic Group or to a successor in interest without your consent. You may not assign these Terms or any rights hereunder without our prior written consent.

Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision. Any waiver must be in writing and signed by an authorized representative.

Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to:

• Natural disasters and extreme weather events
• Government actions, regulations, or sanctions
• Network failures or internet infrastructure disruptions
• ASX system outages or trading halts
• Cyber attacks, data breaches, or security incidents affecting third-party providers
• Pandemics or public health emergencies
• AI system failures or limitations beyond our control
• Third-party data provider outages or service interruptions
• Labor disputes or supply chain disruptions affecting our technology providers

Survival

Provisions relating to intellectual property, disclaimers, limitation of liability, indemnification, and governing law will survive termination of these Terms.

22. Contact Information and Legal Notices

StockWire X Contact Details

• Email: info@stockwirex.com
• Website: www.stockwirex.com

Customer Support

• Email: info@stockwirex.com
• Available: Australian business hours (AWST)

Legal and Compliance

• Email: info@stockwirex.com
• For: Terms violations, intellectual property matters, regulatory inquiries

Corporate Services

• Email: info@stockwirex.com
• For: B2B partnerships, promotional services, enterprise solutions

AiGentic Group

Parent Company Inquiries:

• Email: info@aigenticgroup.com
• For: Group-wide matters, technology licensing, strategic partnerships

Regulatory Reporting

For regulatory matters or compliance concerns: Email: info@stockwirex.com

Acknowledgment: By using StockWire X, you acknowledge that you have read these Terms of Use in their entirety, understand the risks associated with investment activities, and agree to be bound by all provisions herein. These Terms represent the binding agreement between you and StockWire X Pty Ltd regarding your use of our AI-driven financial intelligence platform.